Gulberg Islamabad Property Transfer Procedure
Complete Step-by-Step Guide for Buyers & Sellers
Property transfer in Gulberg Islamabad is a regulated and well-defined process designed to ensure legal ownership, transparency, and buyer protection. Whether the property is located in Gulberg Residencia (residential plots and houses) or Gulberg Greens (farmhouse land and farmhouses), following the correct transfer procedure is essential to avoid delays, disputes, or financial risk.
This guide explains the complete Gulberg Islamabad property transfer procedure, including transfer authorities, buyer verification, transfer types, taxes, fees, documentation, and appearance requirements.
Overview of Property Transfer in Gulberg Islamabad
A property transfer in Gulberg Islamabad involves:
Verification from the relevant transfer authority
Clearance of society dues
Payment of applicable FBR taxes
Submission and approval of transfer documents
Issuance of a new allotment or transfer letter
All transfers are processed through authorized offices only and recorded in official records.
Property Transfer Authority in Gulberg Islamabad (Important)
The transfer authority depends on the type of property:
Residential plots, farmhouse land, and houses in Gulberg Residencia and Gulberg Greens are transferred through IB Employees Cooperative Housing Society (IBECHS), Islamabad.
Apartments, shops, and office units are currently transferred through the respective project builder or developer.
👉 In the future, transfers of apartments, shops, and offices are expected to shift to the IBECHS Head Office once formal handover takes place.
Knowing the correct authority is essential for a legally valid transfer.
Important Buyer Verification Guidelines (Must Read)
If you are buying a residential plot, farmhouse land, or a house, you must verify the property directly from IBECHS Islamabad before finalizing the deal. This verification confirms:
Ownership status
Property details
Outstanding dues (if any)
Transfer eligibility
If you are buying apartments, shops, or offices, you should cross-verify the property with the relevant developer and also conduct independent verification through reliable sources.
This step protects buyers from fraud, disputes, and future legal issues.
Types of Property Transfers in Gulberg Islamabad
Property transfers are categorized based on the nature of the transaction and the relationship between parties.
1. Normal Transfer (Taxes Applicable)
Standard buying and selling transfer between a buyer and seller.
Applicable FBR Taxes (Filers):
Buyer: Advance Tax (Section 236-K) – 1.5%
Seller: Capital Gain Tax (Section 236-C) – 4.5%
2. Gift Transfer (No Tax Applicable)
Property transferred as a gift, usually between close blood relatives.
No FBR taxes
Simplified documentation
Relationship proof required
3. Death / Inheritance Transfer (No Tax Applicable)
Transfer of property to legal heirs after the owner’s death.
No FBR taxes
Requires succession certificate / inheritance documents
4. Transfer Through Power of Attorney (POA)
Transfer carried out by a legally authorized person.
Blood relative POA: Normal tax rates apply
Non-blood relative POA: Double FBR tax rates apply
Commonly used by overseas Pakistanis.
Step-by-Step Gulberg Islamabad Property Transfer Procedure
Step 1: Property & Dues Verification
Verify ownership from IBECHS or builder
Clear all outstanding dues
Confirm possession status
Step 2: Preparation of Transfer Documents
Sale agreement
CNIC copies (buyer & seller)
Passport-size photographs
Paid dues receipts
Step 3: Payment of Society Transfer Fee
Transfer fee depends on:
Property size
Project (Residencia or Greens)
Plot category (corner, boulevard, park-facing)
Step 4: Payment of FBR Taxes
Mandatory taxes must be paid:
Advance Tax (236-K)
Capital Gain Tax (236-C)
Capital Value Tax (CVT)
Section 7-E tax (if applicable)
Step 5: Buyer & Seller Appearance / Authority Rules (Very Important)
Buyer Side
Buyer may appear personally at IBECHS Head Office, OR
Buyer may authorize another person through a simple authority letter
✔ No court or tehsil attestation required for buyer authority
✔ Authorized person can complete biometric and documentation
Seller Side (Strict Requirement)
If Seller is in Pakistan:
Seller must issue a Power of Attorney from the local Tehsil Office
Attorney holder appears at IBECHS Head Office
If Seller is Overseas:
A complete overseas POA procedure is required:
POA executed at Pakistani Embassy / Consulate
Attestation from Foreign Office (MOFA)
Verification from local Tehsil Office
Final acceptance at IBECHS Head Office
❌ Sellers cannot use a simple authority letter
✔ Only a legally registered Power of Attorney is accepted
Step 6: Biometric Verification & Approval
Biometric verification of buyer & seller / attorney
Final scrutiny by transfer office
Step 7: Issuance of Transfer / Allotment Letter
Transfer recorded officially
New allotment / transfer letter issued
Buyer becomes legal owner
Property Transfer Fees & Possession Charges
Transfer and possession charges vary based on:
Property size
Property type
Development status
Block location
Corner, boulevard, and park-facing properties may have additional charges.
Required Documents Checklist
Original allotment letter
CNIC copies (buyer & seller)
Passport-size photographs
Sale agreement
Paid dues receipts
Proof of transfer fee payment
FBR tax CPRs
Succession certificate (death cases)
Power of Attorney (if applicable)
Time Required for Property Transfer
Normal Transfer: 7–14 working days
Gift Transfer: 7–10 working days
Death Transfer: 15–30 working days
Timelines depend on documentation and verification.
Common Reasons for Transfer Delays
Incorrect filer or CNIC details
Unpaid dues or taxes
Incomplete documents
Errors in sale agreement
Pending possession or legal issues
Property Transfer Services in Gulberg Islamabad
Al Madina Estate & Builders provides complete transfer assistance for:
Gulberg Residencia
Gulberg Greens
Our Services Include:
Document preparation
Tax calculation & CPR generation
Coordination with IBECHS / builders
End-to-end transfer handling
Why Choose Al Madina Estate?
✔ Expert knowledge of Gulberg rules
✔ Transparent & compliant process
✔ Experience in all transfer types
✔ Dedicated client support
FAQs – Gulberg Islamabad Property Transfer
Do buyers have to come personally to IBECHS?
No. Buyers may authorize someone through a simple authority letter.
Can sellers use a simple authority letter?
No. Sellers must use a legally registered Power of Attorney.
Who handles plot and house transfers?
IBECHS Islamabad.
Who handles apartment and commercial transfers?
Currently the builder; later these will shift to IBECHS.
Contact Us – Transfer Assistance
Al Madina Estate & Builders
📞 +92-300-3690000
📞 +92-333-3690000
Final Advice
Always verify the property from the correct transfer authority before making any payment. This ensures a safe, transparent, and legally secure property transfer in Gulberg Islamabad.
📞 Contact Al Madina Estate today for professional assistance.
